← Selected workCase study · 7 min

1st Central · Conversion.com · 2021

Selling insurance from a brand nobody recognised.

1st Central sold car insurance against AXA and Admiral with a fraction of the name recognition and a quote journey that changed shape depending on the product. In six weeks I redesigned the journey around the moment people decide whether to trust you.

Role
Designer, Conversion.com
Did
Research, UX, branding, visual design
With
Aaron (Bunnyfoot) on the mid-fi prototype; client digital team
Timebox
6 weeks, research to dev handoff

Projected revenue

+£35m

over five years, from the 50% A/B rollout

Ancillary sales

10×

on some add-ons, per the client's digital manager

1st Central

The redesigned quote journey
The 1st Central quote page on a phone, resting on grey concrete
Shipped 2021↗ Open any screen for a closer look

01 · The world

A small fish, a big pond, and six weeks.

1st Central had run small experiments with us for a while. In October 2021 they asked for something bigger: redesign the entire quote journey, the page that made them more money than anything else they owned, and give the brand an identity while we were at it.

The catch was the calendar. Six weeks from kickoff to developer handoff. So Aaron at Bunnyfoot built the mid-fidelity prototype while I ran research, visual exploration and the high-fidelity screens in parallel, and we met in the middle.

Wk 1Wk 2Wk 3Wk 4Wk 5Wk 6
Research
Wireframes
Mid-fi prototype
Design explorations
High-fidelity designs
Dev handoff
MeAaron, BunnyfootTogether

Overlap was the point, not a compromise. Research fed wireframes before it was finished.

02 · What was broken

Three journeys wearing one logo.

Pick a different product and you got a different journey. That was expensive to maintain, impossible to experiment on, and it looked its age.

The old journey: dense quote information, different patterns per product.FIG. 01
01

Diverging journeys

Each product had its own flow, so every content update and every experiment had to be built three times.

02

Content nobody read

Paragraphs where a line would do. People skimmed or skipped whole sections rather than interact with them.

03

A UI that read as risky

For an unfamiliar brand, dated design is not neutral. It is a reason to go back to the comparison site.

So the goals were

  1. Earn trust fastMake someone confident buying from a name they had never heard of.
  2. One extensible platformEasy to add content to, easy to adapt per product, easy to experiment on.
  3. Clarity without frictionProduct and upgrade information that is clear, and never in the way.

03 · What I learned

Three sources, four findings, each with a mechanism.

Two weeks of research is not much, so I leaned on what we already had. Each finding below names the behavioural mechanism behind it, because that is what told me what to build.

Hotjar exit surveyPeople who reached the quote page and left without buying, in their own words.
Competitor analysisPopular car insurers: patterns worth borrowing, patterns that frustrate.
Past experimentsYears of tests on 1st Central and other clients: how customers respond to flows, content and UI.

Single page or multi-page depends on the product

Simple policies with few add-ons convert best on one page. Brands with real product tiers need multi-page journeys for the clarity.

↳ So: multi-page, with one card per decision.

Competitor analysisCognitive load

Busy pages feel like stress

Insurance is already stressful. Paragraphs of caveats made the journey feel busy and raised the sense of risk. Simple visuals and generous whitespace calmed it.

↳ So: strip content to what changes the decision; move the rest behind disclosure.

Past experimentsAffect heuristic

People leave when they get stuck, not when they disagree

The exit survey was full of people who could not progress. Clear error messaging and inline help would stop abandonment before it started.

↳ So: validation that explains, not just flags.

HotjarPast experimentsError recovery

Unknown brand, known signals

Nobody knew 1st Central, but everyone knew Trustpilot and Defaqto. Social proof could stand in for the name recognition the brand didn't have.

↳ So: trust signifiers next to the price, not in the footer.

Competitor analysisPast experimentsSocial proof

04 · Speaking client-ese

Eight heroes, and the boring one won.

The brief was blue sky. "Forget the rules, throw some confetti in there." So I did: illustrative, geometric, playful, minimal, eight directions for the quote hero in about a week.

The primary stakeholders loved the expressive ones. Then compliance reminded everyone that insurance is a risk-averse industry, and a lively debate about scenery and personalisation converged on the simplest hero possible. The one that shipped is highlighted.

Hero exploration: pale illustration of a road curving through hills with trees
RoadCut
Hero exploration: light blue line-art mountains with a quote card
MountainsCut
Hero exploration: pale pink background with purple circle motifs
CirclesCut
Hero exploration: deep purple city skyline with a white quote card
CityCut
Hero exploration: deep purple with fine wave lines
WavesCut
Hero exploration: pale background with a grid of purple semicircles
GeometricCut
Hero exploration: angled purple panel with mountains, sun and a small car on a road
CarCut
Hero exploration: plain deep purple panel with the greeting and a quote card
PlainShipped
Stakeholders wantedConfetti. Illustration, scenery, personalisation.
Compliance wantedNothing a regulator could read as frivolous.
What shippedA plain plum panel. All the energy moved into the card, the trust row and the copy.

The lesson was not "be conservative." It was: when the container has to be quiet, put the personality in the parts that do the persuading.

05 · What I decided

One card per decision, trust beside the price.

The final journey. Three structural decisions on the landing page, and a set of small nudges on the pages after it.

The shipped landing page. Price card on the hero, trust row directly beneath, inclusions as a scannable list.FIG. 02

Stacked cards, not nested containers

The old page nested boxes inside boxes, so it was never clear what needed doing. One card per action made the next step obvious, and cut dev time for both the build and future experiment variants.

ShippedCognitive load

A trust row where the doubt is

93% of claims paid, Trustpilot 4.5, four million policies, placed immediately under the price, which is where someone decides whether to keep reading.

ShippedSocial proof

One platform, every product

The same component set serves every product tier. Content is a configuration, not a redesign.

ShippedGoal 2

The pages after the price

Add-ons people could actually compare.

Past the landing page the job changed: keep attention, make tiers legible, and guide people to the cover that fits them, which is usually a step up from the default.

Visual cuesBullets with icons, so the difference between tiers is scannable rather than a paragraph.
Ribbons"Most popular" on the upgrade people actually choose. Honest social proof, not a sales sticker.
Scenarios"Did you know 1 in 3 breakdowns happen at home?" A concrete picture of when the cover matters beats a feature list.
Plain exclusions"Not provided if your car is stolen or written off," marked clearly, so nobody discovers it at claim time.
Add-on cards: icons, a "Most popular" ribbon, a scenario and a visible exclusion.FIG. 03

The ribbons and the scenarios are the same move as the trust row: give an anxious person something concrete to hold while they decide.

06 · What happened

Rolled out to half the traffic, then the phone rang.

The new journey went live to 50% of customers as an A/B test. The sales uplift was large enough that the client extrapolated it to a five-year revenue figure before the test had finished.

Projected revenue

+£35m

Client's projection over five years from the uplift measured in the 50% A/B rollout. Their number, their model; I've reported it as they did.

Ancillary sales

10×

on some add-ons, per the client's digital manager.

Experimentation budget

2×

The client doubled their testing budget with us.

New business

Home

Asked to design V1 of their home insurance journey.

Internally

Design of the Year

At Conversion.com's review, for scope, complexity and client response.

Some of our ancillary sales are up by over 10x! Could we send you a fruit basket?Oliver Beadell · Digital Manager, 1st Central
You guys have been stars to work with. You'll be leading on the Home design, too, right?Paul Toppin · Head of Digital and Marketing, 1st Central
Happy devs. This has massively simplified the overall build!Craig Higgins · Senior Project Management Consultant, 1st Central

Test design: 50/50 split, 8 weeks. Primary metric: quote-to-policy conversion. The client modelled the measured uplift at an estimated £35m over five years.

07 · Differently

What I'd change with hindsight.

I'd have tested the trust row on its own. It went live inside a full redesign, so I can tell you the journey worked but not how much of it was the social proof. That is the question I most want the answer to.

I'd have taken the "blue sky" brief less literally. A week on eight heroes was a good week, but two heroes and a conversation with compliance on day one would have bought time for a second round on the add-on pages, which is where the money turned out to be.

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